{"id":16365,"date":"2021-04-28T10:05:58","date_gmt":"2021-04-28T10:05:58","guid":{"rendered":"https:\/\/test.otpor.media\/index.php\/2021\/04\/28\/https-otpor-media-maleni-koraci-uz-koje-cete-vrlo-lako-ustedjeti-vrijeme-i-novac\/"},"modified":"2024-07-03T23:13:51","modified_gmt":"2024-07-03T23:13:51","slug":"https-otpor-media-maleni-koraci-uz-koje-cete-vrlo-lako-ustedjeti-vrijeme-i-novac","status":"publish","type":"post","link":"https:\/\/otpor.media\/?p=16365","title":{"rendered":"Maleni koraci uz koje \u0107ete vrlo lako u\u0161tedjeti vrijeme i novac"},"content":{"rendered":"\n

Kako biste u\u0161tedjeli \u0161to vi\u0161e novca neke od ovih jednostavnih koraka primjenjujte u svom svakodnevnom \u017eivotu. Osim novca, u\u0161tedjet \u0107ete i svoje vrijeme.<\/p>\n\n\n\n

1. Pravilo 50\/30\/20<\/span><\/strong>

Ovo je pravilo koje se mo\u017ee koristiti za upravljanje prora\u010dunom. Trebali biste podijeliti va\u0161 prihod u 3 kategorije:<\/p>\n\n\n\n

Prva kategorija su \u017eivotni tro\u0161kovi, 50% treba izdvojiti za mjese\u010dne tro\u0161kove kao \u0161to su najam, prijevoz, re\u017eije, namirnice itd.
Druga kategorija je osobna potro\u0161nja. Zna\u010di da 30% prihoda mo\u017eete iskoristiti za zabavu, kupovinu, hobije i sve \u0161to vas \u010dini sretnim.
Posljednja kategorija je u\u0161teda. Oko 20% va\u0161eg novca treba i\u0107i ravno u banku.<\/p>\n\n\n\n

2. Kupujte na veliko i na akciji<\/span><\/strong><\/p>\n\n\n\n

Ovaj na\u010din kupnje mo\u017ee u\u0161tedjeti ne\u0161to novca. Ovo se pravilo odnosi na proizvode koje \u0107ete doista koristiti i koji ne\u0107e propasti.<\/p>\n\n\n\n

3. Ne koristite kreditne kartice<\/span><\/strong><\/p>\n\n\n\n

Ako u nov\u010daniku imate kreditnu karticu, ona vas poti\u010de da odmah kupite ono \u0161to \u017eelite, bez obzira na to mo\u017eete li si to priu\u0161titi. Ali kori\u0161tenje kreditnih kartica zna\u010di tro\u0161enje novca kojeg zapravo nemate, a visoke kamatne stope znatno poskupljuju va\u0161e kupnje.<\/p>\n\n\n\n

4. Poku\u0161ajte kupovati od proizvo\u0111a\u010da<\/span><\/strong><\/p>\n\n\n\n

Prije nego \u0161to kupite ne\u0161to u trgovini, saznajte mo\u017eete li ne\u0161to kupiti direktno od proizvo\u0111a\u010da. \u010cesto proizvod mo\u017eete naru\u010diti po ni\u017eoj cijeni.<\/p>\n\n\n\n

5. Ne tro\u0161iti novac isto je \u0161to i zara\u0111ivati<\/span><\/strong><\/p>\n\n\n\n

\u0160to manje novca potro\u0161ite, to vi\u0161e imate. To je o\u010dit zaklju\u010dak. Kupujte racionalno. Ako se borite s impulzivnom kupovinom, mo\u017eete si postaviti pitanja prije svake kupnje: ‘Treba li mi ovo stvarno? \u0160to ako to ne kupim?’<\/p>\n\n\n\n

6. \u017divite ispod svojih mogu\u0107nosti<\/span><\/strong><\/p>\n\n\n\n

Najve\u0107i problem mnogih ljudi je \u0161to tro\u0161e vi\u0161e nego \u0161to zarade. Jedini na\u010din na koji mo\u017eete pove\u0107ati svoj prora\u010dun je \u017eivot ispod svojih mogu\u0107nosti.<\/p>\n\n\n\n

\u010cesto ljudi kupuju lijepe ku\u0107e samo zato \u0161to \u017eele impresionirati druge ljude. Razmi\u0161ljaju o tome \u0161to \u0107e re\u0107i njihovi prijatelji i \u010dlanovi obitelji. Razmislite o sebi, usredoto\u010dite se na svoj \u017eivot i ne poku\u0161avajte se pokazivati drugima.<\/p>\n\n\n\n

7. Okru\u017eite se uspje\u0161nim ljudima<\/span><\/strong><\/p>\n\n\n\n

Ljudi oko vas i va\u0161e dru\u0161tvo mogu utjecati na va\u0161 \u017eivot i razmi\u0161ljanje. Ako se dru\u017eite s nadarenim ljudima koji dijele sli\u010dne vizije kao i vi, lak\u0161e je generirati kreativne ideje i o\u017eivjeti ih.<\/p>\n\n\n\n

Budite u blizini ljudi koji vas nadahnjuju i poti\u010du na akciju.<\/p>\n\n\n\n

8. Novac nije sve<\/span><\/strong><\/p>\n\n\n\n

O\u010dito je da je novac velik faktor u na\u0161em \u017eivotu. Definira gdje \u017eivimo, \u0161to jedemo i \u0161to posjedujemo, ali novac nije sve. Mo\u017eete kupiti ku\u0107u za \u017eivot, ali ne mo\u017eete kupiti obitelj za \u017eivot.<\/p>\n\n\n\n

Novac pobolj\u0161ava kvalitetu \u017eivota. Ali to je ni\u0161ta u usporedbi s podr\u0161kom va\u0161e obitelji i prijatelja, zdravljem i osje\u0107ajem sre\u0107e.<\/p>\n\n\n\n

24sata.hr<\/a><\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Kako biste u\u0161tedjeli \u0161to vi\u0161e novca neke od ovih jednostavnih koraka primjenjujte u svom svakodnevnom \u017eivotu. Osim novca, u\u0161tedjet \u0107ete i svoje vrijeme. 1. Pravilo 50\/30\/20 Ovo je pravilo koje se mo\u017ee koristiti za upravljanje prora\u010dunom. Trebali biste podijeliti va\u0161 prihod u 3 kategorije: Prva kategorija su \u017eivotni tro\u0161kovi, 50% treba izdvojiti za mjese\u010dne tro\u0161kove […]<\/p>\n","protected":false},"author":1,"featured_media":3267,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":2,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[30],"tags":[],"class_list":["post-16365","post","type-post","status-publish","format-standard","has-post-thumbnail","category-korisni-savjeti"],"yoast_head":"\nMaleni koraci uz koje \u0107ete vrlo lako u\u0161tedjeti vrijeme i novac - OTPOR.Media<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/otpor.media\/?p=16365\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Maleni koraci uz koje \u0107ete vrlo lako u\u0161tedjeti vrijeme i novac\" \/>\n<meta property=\"og:description\" content=\"Kako biste u\u0161tedjeli \u0161to vi\u0161e novca neke od ovih jednostavnih koraka primjenjujte u svom svakodnevnom \u017eivotu. 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